Fixing My Finances

Affiliate Disclosure

Fixing My Finances is operated by Zenith Digital, LLC. Some links on this site are affiliate links — meaning we may earn a commission or referral fee if you click through and take an action (such as enrolling in a program or applying for a service) at no additional cost to you. This page explains our affiliate relationships in full, as required by the U.S. Federal Trade Commission (FTC).

FTC Disclosure

In accordance with the FTC's guidelines on endorsements and testimonials (16 C.F.R. Part 255), you should assume that any link to a third-party product or service on this site may be an affiliate link through which we earn compensation. The presence of an affiliate link does not affect the price you pay. Compensation does not influence our editorial evaluations or recommendations.

CareOne Debt Solutions — Direct Partner

Our primary affiliate partner for debt relief is CareOne Debt Solutions. When you click a CareOne link on this site and enroll in one of their programs, Fixing My Finances may receive a referral fee.

Important disclosures regarding debt relief:

  • Debt management plans (DMPs), debt settlement, and other debt relief programs are not right for everyone. Results vary based on your individual financial situation.
  • Enrolling in certain debt relief programs and stopping payments to creditors can negatively impact your credit score and may lead to collection activity or legal action by creditors.
  • Some forgiven debt may be treated as taxable income, which can have tax consequences. Consult a tax professional regarding your situation.
  • There is no guarantee that a debt relief program will resolve your debt for a specific amount or within a specific timeframe. We do not make guarantees about program outcomes.
  • We encourage you to review the full terms of any program and to speak with a qualified credit counselor or financial professional before enrolling.

Display Advertising

This site displays ads served through Google AdSense and RSOC/Yahoo advertising programs. These are programmatic display ads; we earn revenue when ads are displayed or clicked. We do not personally select individual advertisers in these programs. Google and Yahoo may use cookies and browsing data to show you relevant ads — see our Privacy Policy for details on opting out.

Fixing My Finances links to two sister sites:

  • Credit Card Reviews — covers credit cards, balance transfers, and credit-score topics. This site has its own affiliate relationships with card issuers and earns commissions on card applications.
  • Student Relief Solutions — covers student loans, income-driven repayment, PSLF, and refinancing options. This site has its own affiliate relationships.

Fixing My Finances may benefit indirectly from traffic routed to these sites. When we recommend visiting a sister site, it is because the topic is genuinely within that site's scope, not solely because of a financial relationship.

What We Don't Do

  • We do not participate in the Amazon Associates program or similar product-affiliate programs.
  • We do not accept paid placements disguised as editorial content.
  • We do not guarantee any product or service we mention, affiliate partner or otherwise.

Questions

Questions about our affiliate relationships: [email protected]